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The underlying facts in the uninsured/underinsured motorist (UM) case are undisputed. Plaintiff/appellee Ricky North was injured in a collision between an automobile and the motorcycle he was riding in August 2007. He and his wife subsequently brought suit against the driver of the vehicle, and additionally sought to recover $250,000 in UM coverage under North’s motor vehicle insurance policy and $1,000,000 in UM coverage under an umbrella insurance policy issued to him by appellant Georgia Farm Bureau Mutual Insurance Company (GFB). The Norths subsequently filed a motion for partial summary judgment against GFB on the issue of their entitlement to UM benefits under the umbrella policy, and GFB filed a response and an opposing motion for summary judgment, contending that the Norths were not entitled to UM coverage under the umbrella policy because Ricky North had rejected UM coverage in writing at the time he applied for the policy. The trial court granted the Norths’ motion for partial summary judgment and denied GFB’s motion. GFB then filed the present appeal, which was docketed in this Court as Case No. A11A0047. The Norths also filed a cross-appeal, which was docketed in this Court as Case No. A11A0134, challenging portions of the trial court’s factual findings, and arguing that summary judgment was proper here for the additional reason that GFB placed an impermissible condition on their ability to obtain uninsured motorist coverage. We have consolidated the main appeal and cross-appeal, and now affirm the judgment of the trial court.

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Financial challenges have forced many Kansans to make lifestyle changes to adapt to the current economy. From changing jobs to moving to a different house to downsizing vehicles, they have made decisions that impact unexpected areas of their lives – like car insurance.

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The average middle-income family accumulates a range of assets and personal belongings over a lifetime.

Beginning with items of the highest value we can list houses, motor vehicles, household appliances, sporting equipment and “basic needs” items such as clothing and other accessories. In a perfect world we would only have to replace these assets in the event of accidental damage or old age. Unfortunately this scenario is overturned by a variety of 21st-century risks.

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Insurance companies already have paid out more than $500 million in claims for the May 22 tornado that struck Joplin, Mo. But the final total could grow to three or four times that amount.

The state insurance department said on June 30 that insurance companies report receiving 14,910 claims on homeowners, commercial and vehicle insurance policies so far. They have paid out $509 million on those claims.

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By Shruti Verma Khare & Sagar Sen Jul 03 2011 , New Delhi

With rising prices of petrol and diesel, cars running on alternative fuels, such as CNG (compressed natural gas) and LPG (liquefied petroleum gas) are increasingly becoming sought after. Though, the fuel is cheaper, insurance cost for cars running on alternate fuel is slightly higher. Insurance companies charge a 4 per cent extra loading for insurance of vehicles with CNG/LPG as the risk covered in the insurance policy goes up.

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“The class really helps in making us older citizens better drivers. It helps us remember that we need to take more precautions because our reaction time and physical skills are not what they used to be. It helps refresh for you when driving whom has the right of way and ways to be more careful to help us drive safely.”  – Henry Goldsmith, 80, Gulfport resident 

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TAMPA — Three people have been arrested in an insurance fraud case, accused of stealing thousands of dollars in automobile insurance premiums without providing drivers the coverage they were promised.

Customers at Insurance Plus, of Temple Terrace, were led to believe they had purchased insurance, but in reality the suspects were taking the money, according to the Florida Department of Financial Services’ Division of Insurance Fraud.

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Free market solution is designed to help neighborhoods make do with fewer cars

Eric Loebel, of Portland, Oregon, plans to rent his Volvo S80 out to strangers with the help of a car sharing service.

Americans love their cars. There are more cars, per capita, in the United States than in any other country - more than eight cars for every 10 Americans, according to recent government figures.

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The following incidents are separate and unrelated, and reports for each case have been supplied by Collingswood Police Department.

Saturday, June 4, at 11:19 p.m., officers patrolling the intersection of Route 130 and Collings Avenue conducted a motor vehicle stop.

According to police reports, officers pulled over the operator of a gold Saturn for driving with an inoperable brake light. 

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First posted:

An auto insurance hike of up to 11% floated by provincial regulators doesn’t seem grounded in reality, says a consumer advocate.

But if it came to that, as officials with the Alberta Auto Insurance Rate Board said it could, motorists should strenuously object, said Bruce Cran, President of the Consumers Association of Canada.

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