The insurance people Stupid – The Top Ten funniest coverage decisions of 2008
by admin on Aug.31, 2010, under Home insurance
28 Aug, 2010 Injury Lawyers Philadelphia Articles coverage decisions funniest insurance people Stupid
People regularly do stupid things that somebody else because of an accident. Then, the collision test, then an insurance clam occurs, too. But sometimes the judges get it right in their decisions, and you get to make fun of plaintiffs and defendants.
My friend is a lawyer Randy Maniloff of genius, a partner in the insurance practice group at White & Williams firm in Philadelphia. Recently wrote an article that contained the judgesdecisions, and gave me permission to share with you.
Therefore, in order to silence the lowest (highest), here the coverage decisions of Top Ten funniest of the year 2008:
10. A motivational speaker repeatedly called for a seminar participant to break a board with your bare hands. After trying and managed only to injure his hand, continued the speaker. In Reese V. Alea London Ltd., the Court decided that the policy had an exclusion for professional services that cover excluded.I suppose that “mind over matter” does not include wood. I think we can be “board” to tears at such seminars.
9. The insured was playing around the pool in the courtyard and tried to throw someone in the pool. However, he miscalculated the force would need to complete the shot, and instead threw the victim on the steps of the pool, seriously wounding the victim. F * arm was denied coverage. In state F * Fire & Casualty v. arm Superior Court, the Court held that coverage was owed bysolely to the insurer to the victim wet. Note to the insured: the next time you want to get a woman wet, go out to dinner and dancing.
8. The insured has fought, and got his hand stuck in the glass of a sliding glass door. He took the glass to release his hand and the ball bounced off the chest of a woman inside the house. In Shelter Mutual Insurance grain V, the Court decided that there was no coverage because the injury was not caused by an accident. ” Inother news, Bob Vila will host a ceremony commemorating the door.
7. The violent activities recruited to go door to door selling magazines. Their sales tactics provoked. Accidents and at least one death. In Nautilus Insurance Company against Reuter, the parties are waiting to see how the Court interprets the concept of political “event” to see if there is coverage. Scouts need to take these guys to form cookies next year.
6. Averagestudent of the school have caused injury when assistant teacher in the middle of a fight in the cafeteria food, hit with a garbage can. In Medrano V. arm F * State Insurance Company, the Court held that the insurer had to provide a defense under the policy owners, as the complaint Suggested that the injuries were unintentional. In defense of the student, could not make a difference in the garbage or food in school canteen.
5. A karaoke singer waved around aice cream scoop (the microphone?) when he flew from his hands and hit someone, causing injury. In Nationwide Mutual Fire Insurance V Kim, the Court held that the insurer had to provide for the defense of the singer under his liability insurance for the owner, because the Court did not buy the argument that the injuries were not due to negligence. I wonder if he sang “Tutti Frutti” at the time of the accident.
4. A restaurant had provided a gas grilltailgate party at a Jimmy Buffet concert. The gas network is not light, then poured gasoline on him and the explosion caused injuries. United States v. Harbor Club Liability Insurance Co., the Court rejected the coverage of the restaurant because the accident was not insured premises. Yummy … Parrothead grilled. I wonder if the smoke could be distinguished from the cloud of marijuana at the concert.
3. Policyholders have caused injury to an oldhello friend say hello to his “signature” that put his old friend in a lock and ask him how he was shaking his head. In v. Sanford Century Surety Co., the Court rejected the coverage because the injury was not caused by an accident and assault and battery “exclusion applied. Imagine how the insured must accept those who are not his friends.
2. The owner makes the wounded and dead to customers left when the host used as powderan engine fire in his potato gun. In V. Kiser Coffee, coverage was denied because the injury was reasonably expect from an intentional act. The potato in question is now in a low earth orbit, visible on a clear night sky.
And the number one fun coverage of Decision 2008 is ….
1. infant son of the insured injured his friend in football twice in the groin after being told that the sister of his friend does not like. In American National Property & Casualty V. Hannacoverage was denied because the injury was not caused by an accident. Love hurts …..
A big thank you to Deborah Richards, Geri Lumsden and Jarrett Smith for their help with the smart-ass one-liners in this article.
Stay tuned. I’m sure there will be many lawsuits in 2009 for the next Top Ten List!
Source:
